Financial Management and Debt in the Bible

Financial Management and Debt in the Bible

There are many teachings of Christianity that offer solutions to the problems we all face in the 21st century. The claims of skeptics that the Bible is an ancient book of myths that have no relevance to life in the modern era is false. The practical value of Christ’s teaching speak to its inspiration by God and validate the Christian life. No area of life shows this more clearly than financial management and debt.

In the days of Christ, many people had difficulty managing their money. The common people would get themselves in debt to a money lender–sometimes just to buy the necessities of life. Many of Christ’s parables address the issues of getting into debt and settling debts. One option for debtors in those days was to sell themselves into slavery to the person who loaned them the money. The Old Testament law said that the maximum length of servitude was seven years. There were even special times when all debts were forgiven.

People still have trouble with financial management and debt. In today’s world, instead of a person lending the money it is a credit card company. Many people become slaves to them. One option today is to declare bankruptcy. It is interesting that bad credit can be resolved in the same time period as the old Jewish law–seven years.

The teachings of Christ and the early Church revolved around avoiding servitude. The key phrase in the teachings of Christianity is “being content.” In Luke 3:14, Christ told soldiers to “be content with your wages.” Hebrews 13:5-6 tells Christians “Keep your lives free from the love of money and be content with what you have, because God has said ‘Never will I leave you, nor will I forsake you.’ So we can say with confidence the Lord is my helper, I will not be afraid of what man can do to me.” Jesus, in the Sermon on the Mount, stated this principle clearly in Matthew 6:19-34. That passage warns against “laying up treasures on Earth.” It points out that we can’t always change our station in life, but that Christ’s followers should trust God for our needs.

In 1 Timothy 6:8-9, Paul tells Christians to be content if they have food and clothing and that “foolish and harmful desires …plunge men into ruin and destruction.” How much grief, mental anguish, and frustration has credit card debt brought on people today? Later in that passage Paul talks about the uncertainty of wealth (verses 17-21). In Philippians 4:11-13 Paul says, “I have learned to be content.” For Christians, the Church is the security blanket to provide basic support, and Matthew 25:34-46 tells Christians how to find what really brings contentment.

The Bible’s wisdom is a great testimony to its divine origin, and gives practical lessons for financial management and debt. Wealthy Christians are told not to be arrogant or to put their hope in wealth. The Bible tells all Christians to put their hope in God, whether they are rich or poor so they can “take hold of the life that is truly life” (1 Timothy 6:19).

— John N. Clayton © 2021

What Color Is Your River?

What Color Is Your River?

In my lifetime I have spent a lot of time on rivers. Living in Canada, I became acquainted with beautiful blue water with a clarity that allowed you to see the river’s bottom even at 20 feet. When my family moved to Bloomington, Indiana, I became involved with the White River, which was anything but white or blue. What color is your river?

In our 12 trips down the Colorado River through the Grand Canyon, I saw changes in the water from time to time. The river was sometimes brown and other times crystal blue depending on how much upstream water was being released from the Glen Canyon Dam. I now live on the Saint Joseph River in southern Michigan. I have read the notes of the first explorers who came through this area in which they tell of being able to see the bottom of the river through 20 feet of water. Now you can only see about a foot down. There has been a massive change in Americas’ rivers through the years.

In 1984, Satellites started taking pictures of rivers in the United States. Over 230,000 images have been taken and analyzed by the University of Pittsburgh, the University of North Carolina, and Duke University. The data shows that only five percent of Americas’ rivers are still blue. Twenty-eight percent are green, which in most cases is caused by algae. The remainder are yellow, with 11,629 miles of rivers having become distinctly greener since 1984.

As rivers change from blue to yellow to green, what can live in the rivers also changes. In the Saint Joseph River, where we live in Michigan, the kind of fish that live in the river today are far different from the native trout seen by the early settlers of this area. Today the river has large numbers of suckers and carp. There are some bass and panfish, and we do have salmon from Lake Michigan migrating up the river to spawn. Transplanted fish like walleye are popular, but the whole ecological makeup has changed.

What color is your river? More important is the question of what is causing the rivers to change color? The causes, according to the studies, are farm fertilizer runoff, dams, sewage, and global warming, which has raised the temperature so that cold-water fish cannot live in the river. This is more than the loss of recreational use of waterways. Numerous diseases, including cancer, are related to what is in the water we drink, bathe in, and provide to our animals.

The question of what color is your river leads to asking what you can do about it. Christians need to be vocal in encouraging our culture to initiate significant efforts to turn our waterways blue again. It is interesting that in Revelation 22:1-2, when the inspired writer wanted to portray some of the properties of heaven to mortal humans, he describes “a pure river of water of life, clear as crystal.” In ancient times, when people wanted to worship and get away from the hassle of human activity, they went to a river. (See Acts 16:13.) Today most of our rivers are not that attractive.

— John N. Clayton © 2021

Data from Associated Press article by Seth Borenstein, January 9, 2021.

What Do You Worship?

What Do You Worship?

What do you worship? Notice that I didn’t ask “if” but “what.” Webster defines worship as “homage paid to something bigger than you are.” The word “homage” means reverence. 

We live on a river, and every Sunday morning, we see boats going by containing people paying homage. The worship of salmon, pike, and perch is as far as some people go in paying homage. On our way to the church building, we see multiple cars and trucks pulling boats, most of which are headed for Lake Michigan. At the lake itself, we can see people who worship the lake by spending massive amounts of money on elaborate yachts.

For those of us who aren’t blessed with massive amounts of money to spend on material luxuries, there is still a need to be careful about what we worship. There are eight different Greek words in the New Testament used to describe worship in a negative framework. 

Doxa – Luke 14:10 – Worship to gain honor from human beings

Eusebeo – Acts 17:23 – Objects made by humans to show a person is pious.

Therapeuo – Acts 17:25 – To fulfill an ego need of God, not for our benefit.

Threskeia – Colossians 2:18 – Ceremonial use of angels, spirits, visions, etc.

Latreuo – Acts 7:42 – Astrology – Worshiping celestial objects.

Proskuneo – Matthew 2:2, 4:9, 8:2, 28:17, etc. (59 times) – “To kiss the hand forward.” Worship of the physical Jesus here on Earth.

Sebazomai – Romans 1:25 – Worship of nature or animals.

Sebomai – Matthew 15:8-9, Acts 19:27 – Preacher worship, reverence for a spiritual teacher. (See also Acts 8:9-11.)

James 1:27 and Matthew 25:31-40 describe what God wants. Worship is for our benefit, not God’s. What do you worship? The materialist is continually struggling for more until either their resources run out or death comes no matter how much they spend. Acts 2:42-27 describes the activities of the ordinary people in worship. They devoted themselves to teaching, fellowship, unity, prayer, and communion. They met daily for spiritual growth and addressed the needs of others. 

Worship brings the joy of sharing and giving and knowing that we have nothing to fear at death because a better existence awaits us. Worship is not for show or because God needs us. It is a personal time with just us and God – not angels or objects. It is a daily activity seen in what we do, not what is done to us. It is a way of life that blesses those with whom we come in contact. 

What do you worship? Worship God today and here and now. God will open doors for you to give and to bless, and life will be full of contentment. 

— John N. Clayton © 2021

Earth Rock Found on the Moon

Earth Rock Found on the Moon
Lunar Sample 14321 NASA

Frequently, science clarifies biblical statements, but no scientific facts have ever contradicted the biblical account. Contradiction would be impossible since the God who created and made Earth also gave us the Bible. A recent example of their agreement is demonstrated by an Earth rock found on the moon.

The Bible uses an economy of language because an exhaustive explanation would have confused people reading it 500 years ago. The simple clarity of the Genesis account contrasts with literally thousands of scientific papers and books giving details of the biblical statement, “In the beginning, God created the heaven and the earth” (Genesis 1:1). Another interesting passage in Genesis is the second verse, which indicates a change in the Earth. The most accurate translation of verse two is, “And the earth became without form and void, and darkness was upon the face of the deep.”

The National Aeronautics and Space Administration’s daily blog announced the results of an internal X-ray scan of lunar sample 14321. Alan Shepard picked up the 14321 sample during the Apollo 14 lunar mission. It shows chemistry identical to Earth’s material and completely different from lunar material. NASA says that the sample is older than Earth’s surface materials and indicates a dramatic event.

Various things could have caused this change in Earth’s surface. A massive volcanic event like the one that produced Mount Mazama (now called Crater Lake in Oregon) could blow material into space. Such volcanic eruptions produced lava, which enriched the soils allowing plant growth to be prolific in the ancient Earth. Another possibility is that a celestial object like an asteroid or comet hit our planet and blasted material into space, with some of it landing on the moon. Either way, an Earth rock found on the moon fits the biblical narrative.

The scientific information simply demonstrates the accuracy of the brief biblical account. When religious leaders challenged Galileo’s science, he wrote in a letter, “The Bible shows the way to go to heaven, not the way the heavens go.” Science and the Bible are symbiotic – each beneficial to the other and in agreement with each other. However, they explain different aspects of human concern.

— John N. Clayton © 2021

Reference: APOD.NASA.gov for February 3, 2021.

The Greatest Love Is Agape

The Greatest Love Is Agape

Perhaps the most abused word in the English language is the word “love.” We hear that word used in every kind of situation. “I love that song” certainly is different from “making love.” In English, you have to look at the entire context of a statement about love before you know what the person who said it is talking about. The New Testament was written in Greek, and the Greeks had multiple words that we translate with our one word, “love.” In today’s world, the greatest love is agape.

In the Greek language, sexual love was the subject of the word “eros.” “Thelo” was used when the love was a desire or wish. “I love that kind of perfume” would be an example of that use. The prefix “phileo” indicating an emotional or material kind of love and had multiple uses. “Philargurix” was the love of money. “Philanthropia” was human love. “Phildelphos” was the love of brethren and is familiar to us today in the name of the city Philadelphia. “Philedonos” was the love of pleasure.

The New Testament presents a unique concept of love. The Greek word is “agape,” a noun, or “agapao,” a verb. These words were used 114 times in the New Testament and especially by Jesus Christ. In John 21:15-17, Jesus repeatedly asked Peter, “Do you love me?” Jesus used the word “agape,” but Peter kept responding with “phileo.” The greatest love is agape, but Peter did not understand that yet.

Many people struggle with the teachings of Christ because they don’t understand Jesus’ concept of love. How can I love my enemy (Matthew 5:43-44)? How can we love one another (John 15:12) when many of us are not lovable? Ephesians 5:25 tells husbands to love their wives as Jesus loved the Church. This is not a sexual reference any more than is Jesus’ discussion with Peter. A marriage based solely on sex is doomed.

The familiar passage in 1 John 4:8 that “God is love” is another reference to the unique form of love that God calls us to. Christians have help in their capacity to love as 1 Corinthians 2:11-16 tells us that an unbeliever: “…cannot accept the things that come from the Spirit of God, for they are foolishness to him, and he cannot understand them because they are spiritually discerned.” The passage goes on to say that Christians “have the mind of Christ.” So do I have the capacity to love my enemy? Not in a physical sense or a sexual sense, but I have grown to love in a spiritual sense. This is a growth process, and I am closer to it now than I was 50 years ago.

Read Matthew 5-7 and pay attention to the fact that Jesus is talking about loving the spiritual nature of all humans. When you read 1 John 4:12-13, you see a great picture of what Christian love is all about: “No one has ever seen God, but if we love one another, God lives in us and His love is made complete in us. We know we live in Him and He in us, because He has given us of His Spirit.” Read the rest of the chapter and especially verse 20: “If a man says that he loves God and then hates his brother, he is a liar, because he who does not love his brother whom he has seen, how can he love God whom he has not seen.”

Christian love is the hope of the world, and it is the only hope for peace and understanding that we all desire. The greatest love is agape.

— John N. Clayton © 2021

Squid Communication by Bioluminescence

Squid Communication by Bioluminescence

Several Bible passages encourage us to look at the creation around us and know there is a God by what He has made. Romans 1:20 says, “For the invisible things of Him from the creation of the world are clearly seen, being understood by the things that are made, even His eternal power and divine nature have been clearly seen being understood from what has been made, so that men are without excuse.” We can see the power and nature of God by looking at the things in the natural world all around us. One of those things is squid communication by bioluminescence.

Humboldt squid (Dosidicus gigas) living 1500 feet (457 m) below the ocean’s surface in total darkness hunt for food in groups. These are big animals averaging six feet (1.8 m) long, but they don’t bump into each other. Recent research has shown that Humboldt squid use squid communication by bioluminescence. The squid have small light-producing organs in their muscle tissue, and they can convey information by changing the pigmentation pattern.

Scientists from Stanford University and the Monterey Bay Aquarium Research Institute say that what these squid do is similar to humans using turn signals in traffic. But even more than that, they can use changes in pigmentation patterns in a way similar to how humans arrange words in a sentence. Ben Buford of Stanford says that this is an example of a complicated form of animal communication never seen before in deep-sea creatures.

The more we learn about creation, the more we see complexity and design that speaks of a Creator who built into every animal the tools for survival. Squid communication by bioluminescence is just one more evidence of design. Indeed we can know there is a God through the things He has made.

— John N. Clayton © 2021

Reference: National Wildlife magazine, February/March 2021, page 8.

Designed for Fellowship

Designed for Fellowship

Sometimes evidence of God’s design in our lives shows up in unusual places. A recent example of that is a study by neuroscientist Livia Tomova and her associates at MIT that showed we were designed for fellowship.

The study involved 40 people who were required to fast for 10 hours. Then the researchers showed them pictures of pizza and chocolate cake and recorded the brain waves from the midbrain of the subjects. Several days later, they took the same 40 people and did not allow them to have any contact with other people for 10 hours. That meant no friends, no Facebook, no Instagram, no social contact. Then the researchers showed them pictures of people chatting or playing team sports. The brain waves showed the same response as they had for food deprivation.

The area of the brain the researchers studied plays an essential role in human desire for food, friends, drugs, or gambling. The research indicates that humans are designed for fellowship. The effects on people who are socially isolated by COVID-19 are significant. It may explain some behavior issues that researchers have noted. Social isolation puts both mental and physical health at stake. It can even leave people craving for more food, drugs, or gambling.

Genesis 2:18 tells us that when God created Adam, He recognized “It is not good that the man should be alone…” Humans are designed to be social in our base nature. We may think that we like to be alone, but the reality is that eventually, we all need contact with other humans.

After a period of isolation, all of us need to be with other people. The biblical model of the Church is that “when two or three are gathered together” in the name of Jesus, He is there also (Matthew 18:20). One of the frustrations associated with the pandemic is not being able to be with other people who share our convictions and values. We are designed for fellowship with others. That is the way God created us.

— John N. Clayton © 2021

Reference: Science News January 16, 2021, page 5.

Zoonotic Diseases and Pandemics

Zoonotic Diseases and Pandemics

The ancient Israelites’ diet consisted of very little meat, and most of that came from animals they raised. That was not true in the rest of the world. For many people in China and Africa, survival meant hunting animals and using them for food. We now know that many of the animals people ate were intermediate hosts for viruses. A virus can exist for many generations in a wild animal and mutate until it can jump to human populations, creating zoonotic diseases. The list of viral and bacterial diseases that have originated in wildlife grows constantly. A partial list includes SARS, MERS, Ebola, AIDS, Zika, Lyme Disease, rabies, swine flu, and COVID-19.

Wet markets, common in parts of Asia and Africa, are a significant source of zoonotic diseases. There animals, including rats, snakes, birds, bats, and monkeys, are kept in cages and killed when people purchase them for food. The filthy environment allows saliva, urine, and feces to become mixed with the blood of animals slaughtered on the spot. Experts say 376 wildlife species are known hosts to zoonotic pathogens, and at least 700,000 different viruses have the potential to jump to human populations. Christian Walzer, executive director of health for the Wildlife Conservation Society, calls wet markets “cauldrons of contagion.”

In Old Testament times, the Jews had very strict rules about what meat they could eat and how to prepare it. One of the priest’s jobs was to inspect the meat that people consumed to make sure it conformed to specific rules preventing zoonotic diseases. That was the world in which Christianity began, and early Christians benefitted from the rules they inherited. The instruction of the apostles was not to eat blood or animals that had been strangled. (See Acts 15:20,29 and Acts 21:25.)

In Acts 10:11-16, we read the account of God telling Peter, “What God has cleansed you should not call common.” The message was that all people are precious to God, but it also implied that there was no longer religious significance to eating the meat of various animals. The dietary laws that God gave Israel centuries before were “nailed to the cross” of Christ (Colossians 2:13-17). However, what is religiously acceptable is not always biologically advisable.

It seems that the battle of the 21st century may be zoonotic diseases caused by eating animals that carry viruses to which humans are not immune. There were good hygienic reasons for the instructions God gave to ancient Israel.

— John N. Clayton © 2021

Data from National Wildlife magazine, February-March, 2021 pages 22–29.

Native Plants Are Best for Birds

Native Plants Are Best for Birds

One of the ecological issues of recent years has been the role of invasive species and how they affect local birds and mammals. Recent studies show that berries produced by native plants are best for birds. Besides that, the birds prefer local varieties over the fruits of introduced species.

Studies of native bayberries have shown that they contain more fats, carbohydrates, and nutrients that birds need to survive. Amanda Gallinat of Utah State University said that invasive fruits are usually nutrient-poor. For people who enjoy watching birds, that is something to keep in mind when choosing plants for their yards.

Viburnums such as arrow-wood viburnum produce berries that are high in fats and carbohydrates, which help birds prepare for making long migration flights. For birds that stay around in the cold weather, another factor that favors native plants is how long they hang on to their berries. Winterberry is a native holly that can hold its berries well into the cold months.

When you talk about the design built into the migrations and lives of birds, it is not just the birds’ design but also the design of the nutritional system that supports them. Native plants are best for birds because they often give the birds better nutritional support than species brought in from other areas of the world.

God’s design for life is best, but humans often introduce non-native plants and animals that sometimes become invasive species. People may introduce non-native species with good intentions, or perhaps invasive species arrive by accident with foreign cargo. Either way, we must learn to be better stewards of the planet over which God gave us dominion. (See Genesis 1:28.)

— John N. Clayton © 2021

Data from National Wildlife, February-March 2021, page 12.

Subnivium Ecosystem Harbors Life

Subnivium Ecosystem Harbors Life

We humans don’t always like the winter snow for its inconvenience and sometimes safety threat. For many animals, the snow-cover makes winter the best time of year. Scientists who study life in this seasonal microenvironment under the snow call it the subnivium ecosystem. It allows many species of plants and animals to exist that could not survive without snow.

The first scientific writings about the subnivium world were circulated by a lepidopterist (a scientist who studies butterflies) named Vladimir Nabokov. Nabokov was investigating butterflies whose caterpillars eat plants known as blue lupines. These butterflies lay their eggs on the stems of the lupines a few inches above the ground. When snow covers the area, the eggs are protected from the very low temperatures of the mountains where the butterflies live. Scientists conducted a study of those same butterflies in 2019 when there was a significant decrease in the snow cover. They found a 43% decrease in the number of butterflies produced.

This is just one example of life in the subnivium ecosystem. Ruffed grouse burrow into the snow at night and stay in an igloo-like area that can be 50 degrees warmer than the outside air. In wintertime, a surprising number of animals live in the warmer subnivium ecosystem. Wolverines, martens, voles, mice, shrews, red squirrels, and even bears take advantage of heavy snow cover. The protection of snow allows abundant life at high elevations and in polar areas.

Every part of Earth is home to living things because of the design of the animals and plants and the design of water that gives snow thermodynamic properties. It is easy to overlook the statement God made to Job about “the treasures of the snow” (Job 38:22). The simplicity of those words describes a whole world of life in the subnivium ecosystem and the treasure of water stored on snow-covered mountains. The treasure house of snow speaks of the intelligence built into every corner of creation.

— John N. Clayton © 2021

Data from National Wildlife magazine, February-March 2021.